Struggling to split bills with friends without awkwardness? Learn smart, simple ways to share expenses fairly and avoid money stress every time you go out.
Introduction
It’s a dine out with friends. The food was delicious, we’re all having a lot of fun and the evening is going smoothly. The server then dumps the check on the table, and all of a sudden, things change. One voice replies, “Let’s just split it.” Then there is another that says, “I only got fries.” A person contemplates her phone while being silent. No one wants to come across as cheap, but no one wants to pay more than they should.
Splitting bills may sound like a simple concept, but life isn’t so simple.
When people order different things, have different budgets, or think ‘next time”, it gets weird pretty quickly. That’s when a great dinner becomes a stress, funny face and silent frustration and the drive home.
The great news is this: When you split bills, it doesn’t need to be uncomfortable. It doesn’t have to be unfair, be guaranteed your wallet won’t be damaged, and you don’t have to miss out on time with your friends with these smart habits.
Why splitting bills feels so awkward?
Money is personal. It can evoke awkward emotions even amongst close friends.
But some people have more space in the budget. Others are sending every dollar. Some friends may just want to have a steak with a glass of wine and get it, while others might only order water and a burger because the rent is due next week. That’s why splitting bills can seem so unfair before you say a thing.
Another big contributing factor is that people don’t like to be heard. They don’t want to sound hard to get along with. They don’t want to spoil the fun. So they grin, accept an even amount, and then surreptitiously pay more than they should.
There’s the old saying, “I got it this time, you get me next time.” Sometimes that works. Often, it doesn’t. Plans change. People forget. Or the next hangout is a lot more costly than the previous one. You can’t get yourself into trouble with money if you don’t make the bill a problem that you’ve not anticipated. Transparency, coolness, and honesty are the keys to the best way.
Common mistakes that cost you money
Many people lose money in little social moments and don’t even notice it.
The most frequent error is equally when you were ordering way less. If one person had a sandwich and a iced tea and another had appetisers, drinks and dessert then it is not really even?
One other error is failing to remember the small details. All of the above cost money: tax, tip, delivery, parking, shared snacks and rideshare. Typically, one person is responsible for covering more when no one is monitoring them.
The other issue is not being mindful of it. Memories are not always accurate, particularly after a jam-packed weekend or trip with friends and family. If you’re figuring it out who is doing what to who, you’re probably getting a short one.
And the worst thing of course is that you don’t talk about it. When people put off talking about splitting bills for too long, it becomes uncomfortable. It is easier to address hurt feelings early in the process, in a friendly manner.
If you, like everyone, have ever asked yourself how you can share expenses with your friends without making it a major hassle, you can simply find the solution that works best for you and your friends in the situation.
How to divide bills equally
There are no universal guidelines to follow. This will depend on the type of individual, their location and their orders vary.
Split Evenly
This is the quickest course of action. If everyone ordered the same, it will be okay to split the bill evenly. Consider pizza night, or takeout for the whole gang or brunch where everyone is eating the same service and coffee.
It is straightforward, quick and typically not worth pondering. However, when there is a significant spread in what people ordered, this approach could end up costing someone more than they should be paying.
Pay for what you ordered
This is the most fair solution for dinner in most cases.
Each person would cover their own soup and water cost, as well as their portion of the tip and tax, if the one had soup and water while the other had steak and wine. This is a minute that may be spent, but it will keep things fair between splitting bills.
This is most suitable if people are on different budgets or if the orders are distinctly unequal.
Take Turns Paying
This can be a good thing for close friends.
This is paid by one friend. There is another who pays next time. It can be casual and easy to manage if you hang around frequently and the expenses remain fairly comparable.
However, splitting bills does not work when people are not reliable, for example, by taking turns to pay the bills. We don’t get to be fair very long after one person keeps “forgetting” his or her turn.
Set The Plan Before You Order
The simplest of them all.
Before meal begins: “Let’s cover our own items,” or “Are we making this fair for everyone? It can save a lot of confusion later on if you end up with that one sentence.
The more you can get clear about it at the outset, the more normal Splitting bills will feel.
Best Apps That Make it Easier
No need to calculate everything in your head or to review past information to remember who paid last time. Expense sharing apps are there to assist.
Venmo
Venmo is great for quick payback.
If meal is paid for by one, all others can send their portion immediately. Simple, quick and ideal for everyday hanging. Paying friends back – speed count.
Splitwise
Splitwise is useful if there’s a large number of shared expenses.
It can be used with roommates, vacations or weekend trips. No more counting on memory to remember who paid for the dinner, gas, groceries and tickets. If you’re looking for solid bill splitting advice, this is one of the simplest tools out there to utilize.
Paypal
Another simple alternative is PayPal, particularly if you are a group that uses it. It is known, trusted and convenient when it comes to moving money without fuss. The best thing about these tools is that Splitting bills no longer makes it a personal matter when an app does it for you.
Simple Ways To Keep it Drama-Free
With good friendships and good money habits, it can go hand in hand. Speak up early. There is no requirement for a speech. Just be honest. Tell them, “I’m going to pay for what I ordered” or “Let’s use an app and it will be easy. Calm and respectful directness is most appreciated by most people.
Be courteous, but not be vague. It’s better to split the bill when everyone is aware of the plan.
Moreover, do not delay for too long to send funds. If a friend paid you for your part, pay them back promptly. Money itself is not to blame, it is only when you don’t pay it back to your friends in time. Another great tip is to use your cell phone rather than your memory. The notes, payment applications, and shared trackers are better than saying, “I think I paid last time?”
These are little things that can keep you from the embarrassing situation that you find yourself in around money.
How This Saves You Money Overtime
It’s easy to think of a few dollars as nothing, at the time.
Of course, if you continue to pay the bills at dinner parties, outings, birthdays, road trips, and coffee dates, the small bills add up. Ten dollars now and twelve dollars later can be a lot of money by the end of the year.
Which is why it’s not just a matter of comfort of Splitting bills fairly. It’s also a safeguard for your wallet.
It makes you aware of what you’re spending. It prevents group plans from becoming ‘hidden money leaks’. Which makes it easier to say yes to social plans without worrying that you’ll be paying too much.
As you become more adept at Splitting bills, you will feel like you have more control. You have a better time of the outing because you know that it will be a fair conclusion.
Final Thoughts
Friends should make it easier, not harder!
The reality is, Splitting bills is awkward only when no one wants to speak about it. If you’re now clear, fair and quick about payments, it’s just another normal part of going out.
So panicking the next time the check gets on the table is not necessary. Choose the approach appropriate to the situation. When it is appropriate, pay for what was ordered. Divide equally when it is fair! Utilize apps for assistance to keep track.
Above all, keep in mind this rule: Splitting bills the smart way is good for your money and your friendships.
This is a win each and every time.